Request for a Certificate of Eligibility

1. 1

   Do now · 01

   Before you start

   Use this form when: When a lender needs a Certificate of Eligibility documenting service-based eligibility for a VA-backed home loan. A VA-backed loan may allow no down payment and does not require monthly mortgage insurance, but lender approval and other credit, income, funding-fee, and closing-cost rules still apply.

2. Gather · 02

   Gather your documents

   Helpful when available

   • +Service documentation for your applicant type — Required evidence varies for Veterans, active-duty members, Guard or Reserve members, and surviving spouses. Follow the current VA checklist.
   • +Statement of service (if still active duty) — Active duty members need a signed statement from their commander.
3. 3

   Waypoint · 03

   Complete the form

   • ✓Military service dates and branch
   • ✓Whether you've used VA loan benefits before
   • ✓Property information (if you have a specific home in mind)
4. Go next · 04

   Submit the form

   Available methods

   • Online
   • Mail

   Submission note

   Request it yourself online or by mail, or ask a VA-approved lender to request it through VA’s lender system.

   Start on VA.gov↗ (opens in a new tab)View or download official form↗ (opens in a new tab)

Continue the route

Forms are just one piece. Make sure your full claim is solid.