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VA Form 10-10d

CHAMPVA Application

Apply for CHAMPVA cost-sharing health coverage as an eligible spouse, child, or survivor.

10-10d

Healthcare

What this form does

Apply for CHAMPVA cost-sharing health coverage as an eligible spouse, child, or survivor.

Applies for CHAMPVA coverage for eligible spouses, children, and survivors who are not eligible for TRICARE.

Official VA title: Application for CHAMPVA Benefits

VA revision April 18, 2025 · Links verified against VA.gov August 10, 2026

Use it when: When VA’s current eligibility rules cover you as the spouse, child, or survivor of a qualifying Veteran and you are not eligible for TRICARE.

Preparation route

How to use 10-10d

Every preparation step stays open so you can scan the whole job before starting.

  1. Do now · 01

    Before you start

    Estimated time
    30-45 minutes

    Use this form when: When VA’s current eligibility rules cover you as the spouse, child, or survivor of a qualifying Veteran and you are not eligible for TRICARE.

  2. Gather · 02

    Gather your documents

    Helpful when available

    • Documents supporting the qualifying relationship or status — The exact evidence depends on whether the applicant is a spouse, child, or survivor. Follow the current application checklist.
    • Marriage certificate — May be needed for an eligible spouse.
    • Birth certificates — May be needed for eligible children.
    • Medicare card (if applicable) — CHAMPVA can be secondary to Medicare. Include your Medicare information if you have it.
    • Other health insurance information — CHAMPVA is a secondary payer to most other insurance.
  3. Waypoint · 03

    Complete the form

    • Qualifying Veteran information
    • Dependent information (spouse, children)
    • Other health insurance information (Medicare, employer)
    • Supporting documents (marriage/birth certificates)
  4. Waypoint · 04

    Avoid common mistakes

    • Assuming every dependent of a disabled Veteran qualifies
    • Not reporting other health insurance (CHAMPVA is a secondary payer)
    • Assuming TRICARE covers dependents (it doesn't for most disabled veterans)
    • Not applying for all eligible dependents
  5. Go next · 05

    Submit the form

    Available methods

    • Online
    • Mail
    • Fax
    Mail to
    VHA Office of Integrated Veteran Care, CHAMPVA Eligibility, PO Box 137, Spring City, PA 19475
    Fax to
    303-331-7809
    Submission note
    Submit online, mail the completed application and supporting documents, or fax them to the current CHAMPVA eligibility fax number.

Field note

CHAMPVA generally shares the cost of covered services and is often secondary to other health insurance. Review the current eligibility rules before applying.

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