The VA Wayfinder — vawayfinder.org
Understanding Your Rating
Your rating is more than a number. It unlocks specific benefits, monthly pay, and programs. Here's what yours means.
Understand your monthly compensation
VA disability compensation is tax-free monthly pay based on your rating percentage. The amount increases with your rating and with dependents (spouse, children, dependent parents). At 30% and above, you receive additional compensation for each dependent. These rates are adjusted annually for cost of living.
Know what benefits unlock at your level
Different benefits unlock at different rating levels. At 0%, you get VA healthcare. At 10%, you get monthly compensation. At 30%, you get dependent pay and commissary access. At 100%, you get dental, no copays, and more. At 100% P&T, your family gets ChampVA, education benefits, and property tax exemptions in most states.
Check your state-level benefits
Federal benefits are only half the picture. Your state likely offers additional benefits based on your rating — property tax reductions or exemptions, free vehicle registration, state education programs, employment preferences, hunting and fishing license waivers, and more. These vary enormously by state.
Consider if your rating reflects your reality
If your conditions have worsened since your last evaluation, you may be eligible for an increase. If you have conditions that weren't included in your original claim, you can file a new claim. If you believe your rating was calculated incorrectly, you can request a Higher-Level Review. Don't leave benefits on the table.
Quick Reference
Key Phone Numbers
VA Benefits: 1-800-827-1000
VA Health: 1-877-222-8387
Crisis Line: 988 (press 1)
Key Websites
VA.gov — File claims, manage benefits
vawayfinder.org — Guides & navigator
VA.gov/vso — Find free VSO help
Common Forms You May Need
21-0966: Intent to File (do this first!)
21-526EZ: Disability Claim
21-686c: Add Dependents
21-4138: Buddy Statement
The VA Wayfinder — vawayfinder.org
Free veteran benefits navigator. Not affiliated with the VA. Not legal or medical advice.
Veterans Crisis Line: Call 988 (press 1) · Text 838255 · veteranscrisisline.net