The VA Wayfinder — vawayfinder.org
Survivor & Gold Star Benefits
We honor your veteran's service — and your sacrifice. Here's what you may be entitled to and exactly how to apply.
Dependency and Indemnity Compensation (DIC)
DIC is a tax-free monthly payment of approximately $1,612/month for surviving spouses of veterans whose death was service-connected — or who were rated 100% P&T for at least 10 years before passing. Additional amounts are available if you have children, are housebound, or were married for 8+ years. DIC is separate from any life insurance, Survivors Pension, or Social Security benefits. Apply using VA Form 21-534EZ.
Survivors Pension (if DIC doesn't apply)
If the veteran's death was not service-connected, you may still qualify for Survivors Pension — an income-based benefit for low-income surviving spouses and dependents. The veteran must have served during a wartime period. If you need help with daily activities or are housebound, you may qualify for Aid & Attendance, which increases your pension amount. Apply using VA Form 21-534EZ.
ChampVA healthcare for survivors
If the veteran was rated 100% P&T at the time of death, or died from a service-connected condition, surviving dependents may be eligible for ChampVA — a healthcare program that covers doctor visits, hospital care, prescriptions, mental health services, and preventive care. Apply using VA Form 10-10d. ChampVA can save thousands per year in healthcare costs.
Chapter 35 DEA — education for survivors
The Dependents' Educational Assistance (DEA) program provides up to 36 months of education and training benefits — currently about $1,400/month — for surviving spouses and children. The Fry Scholarship offers even more comprehensive education benefits for survivors of service members who died in the line of duty after September 10, 2001. Apply using VA Form 22-5490.
Burial and memorial benefits
The VA provides burial benefits including: burial in a national cemetery at no cost, a government headstone or marker, a presidential memorial certificate, a burial flag, and a burial allowance to help cover funeral expenses. If the veteran is not buried in a national cemetery, you can still receive a headstone, marker, or medallion. These benefits are available to most veterans regardless of disability rating.
Gold Star family resources and additional support
As a Gold Star family member, additional resources are available to you: the Tragedy Assistance Program for Survivors (TAPS) offers peer support and counseling, many states offer property tax exemptions, free vehicle registration, and education benefits specifically for Gold Star families. A Veterans Service Organization (VSO) can help you navigate all available benefits at no cost — you don't have to do this alone.
Quick Reference
Key Phone Numbers
VA Benefits: 1-800-827-1000
VA Health: 1-877-222-8387
Crisis Line: 988 (press 1)
Key Websites
VA.gov — File claims, manage benefits
vawayfinder.org — Guides & navigator
VA.gov/vso — Find free VSO help
Common Forms You May Need
21-0966: Intent to File (do this first!)
21-526EZ: Disability Claim
21-686c: Add Dependents
21-4138: Buddy Statement
The VA Wayfinder — vawayfinder.org
Free veteran benefits navigator. Not affiliated with the VA. Not legal or medical advice.
Veterans Crisis Line: Call 988 (press 1) · Text 838255 · veteranscrisisline.net